Lump Sum vs. Minimum Distribution Graph

Underlying assumptions

 

Owner's birth date 1/1/1937
IRA beginning balance $750,000
Total return rate on IRA assets 8.0% (ordinary income)
Total return rate on outside investments 8.0% (ordinary income)
Recalculation option (min. distrib. only) Recalculated
Fed. & State combined income tax rate 35%

Amount plotted is the total value of assets in the IRA and invested assets after distribution.